Assignment 6A: Identifying opportunities in Economic & Regulatory Trends

              For this post, students have been asked to find four opportunities, in a similar manner to last week’s assignment 5A. To put a twist on things, this week two of the opportunities must relate to economic trends, and two of them must relate to regulatory changes. After the opportunities have been identified, students have been asked to describe their opportunities with a modification of the standard who/what/when/where/why framework. Let’s jump straight into it!

Regulatory opportunity #1:

-          Where I found it:  https://www.regulations.gov/document?D=NOAA-NMFS-2017-0125-0001

-          What leads me to believe an opportunity might exist: In the article, it is stated that the limits for spiny lobster catching will be going up. This presents an opportunity, because to catch a lobster, a fisherman will need the supplies to do so.

-          Who I think is most likely a prototypical customer: Commercial Lobster Fisherman

-          Is this opportunity easy or difficult to exploit: This opportunity would be easy to exploit for suppliers that have established relationships with commercial fisherman.

-          Why I saw this opportunity: I believe that I saw this opportunity because I grew up in a city with a large commercial fishing industry.

Regulatory Opportunity #2:

-          Where I found it: https://www.regulations.gov/document?D=FWS-HQ-MB-2017-0028-0355

-          What leads me to believe an opportunity might exist: Changes in limits for migratory birds will ultimately affect the entire fowl hunting industry.

-          Who I think is most likely a prototypical customer: Hunting suppliers, retailers, and consumers

-          Is this opportunity easy or difficult to exploit: This opportunity will be relatively easy to exploit.

-          Why I saw this opportunity: This opportunity was easy for me to spot, because I personally consider myself an outdoors-man.

Economic Opportunity #1:

-          Where I found it: https://www.nytimes.com/2018/01/31/us/politics/federal-reserve-rates.html

-          What leads me to believe an opportunity might exist: If interest rates are low, it is less risky to borrow money.

-          Who I think is most likely a prototypical customer: Startups that are in search of funding

-          Is this opportunity easy or difficult to exploit: This opportunity is easy to exploit, if the rates stay low.

-          Why I saw this opportunity: I believe that my experience in the financial services industry lead me to spot this opportunity.

Economic Opportunity #2:

-          Where I found it:  https://commercial.jpmorganchase.com/pages/commercial-banking/executive-connect/tax-cuts-jobs-act

-          What leads me to believe an opportunity might exist: More money in consumer’s pockets

-          Who I think is most likely a prototypical customer: Marketing/Advertising firms

-          Is this opportunity easy or difficult to exploit: This opportunity is easy to exploit, but more difficult that the first three.

-          Why I saw this opportunity: I saw this as an opportunity, because I have the belief that most people are bad at saving money.